非固定收入人士是否不能申請私人貸款 ?

[p]

[.]

?

[i guess]

邦民財務好似有種係唔需入息證明的, 但借錢額當然唔高

[J]

有d銀行貸款好似唔駛

[chan]

財務公司睇入息證明無咁緊, 通常任何形式都得!

[???]

我不太清楚銀行方面會不會批核, 但財務公司就一定無問題, 因為它們會出動有勢力人士為它們收數, 所以你是不是非固定收入人士絕對不會是它們要考慮的主要原因, 因為它們根本不怕收不到數.

[credit control]

Usually the bank takes 2 years average of your monthly income for consideration, so even though if you don’t have a stable salary each month, if your annual income is sufficient, then shouldn’t be a problem. However, if your income this year declined compare to the previous year, then they will only take this year income indicator as consideration.

[p]

剛入職可否用 employment letter 向銀行借錢 ? 機會大唔大 ?