買二手樓，個P係咪冇得減？即而家如果銀行個優惠利率係7.5%，就即係7.5?

[預備買樓人士]

[man]

yes.

[預備買樓人士]

通常個P有冇得同銀行商量？

[DBer]

No, I bought a second hand flat in May, HSBC offer me P-2.75 wor

[common sense]

the P (prime rate) is stated by bank & open to all, will not change from customer to customer.



u can only ask concession on the spread. e.g. P - 3.0% p.a.

[O-o]

正常都有p-架wor!

除非你個record唔好啦, 否則p-2.5, even p-2.75, 都好common姐! 你去銀行quote下先啦

[iris]

Normally, P-2.75 to 3.25