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年紀愈大買醫療就會愈貴架,人既身體況狀愈大就會愈差架嘛, 所以你要佢保障你, 你需要付出既$$$就愈多.... 佢地會要求你申報身體況狀, 身體檢查報告應該都要提交。
One of my relatives got insured when she was 40 sth, she didn't need to do a body check.